Savings

Western Districts Members Credit Union offers a variety of savings accounts. whether you're saving for college, retirement or just saving money for a rainy day, we have an account that will suit your needs. Take a Look:

Regular Share Account
You must maintain at least $5.00 in your Regular Share Account to remain a member in good standing.
Sub Share Account
A separate savings account for your special savings needs.
Individual Retirement Accounts (IRAs)
Tax benefits and competitive rates make these accounts ideal for saving towards retirement. Traditional, Roth and Educational IRAs available. IRA CDs are also available.
Share Certificates (CD)
Lock your savings into a great rate with a Share Certificate. We offer a selection of terms (call the credit union at (616) 241-2516 for current rates).
Club Accounts
If you're saving for a special occasion (Christmas, vacations, etc.), our Club Accounts are perfect.
Checking Accounts
Our account is a full-service checking account without any unnecessary fees or service charges. You get the maximum convenience at the minimum cost. Check it out:

The best value in checking, you need a Western Districts Checking Account.

Notice of Changes In Temporary NCUA Insurance Coverage For Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.

Money Market Accounts

A minimum deposit of $2500.00 is required to open a money market and allows you up to six withdrawals per month while earning a better rate.

By regulation, some restrictions apply. Rates are variable and based on your balance.