Membership Info
An initial $5 deposit into a Regular Share Account grants full member/owner status at Western Districts Members Credit Union. This allows you to enjoy our wide range of services, as well as making you eligible to vote in all credit union elections, if you are 18 years or older.
If you'd like to join, simply fill out our online membership application.
Membership Requirements
You are eligible for membership in Western Districts Members Credit Union if you meet any of the following conditions:
- You are a member of or employed by one of our current employer groups below.
- If you are a person over age 55 who receives a retirement pension, annuity, Social Security or other retirement payment and live in Kent County or belong to a retiree organization located in Kent County
- Family membership - if you are a relative (by blood or marriage) of a current member you are also eligible to join.
If you represent a company that is not affiliated with a credit union and would like to offer your employees an exciting benefit at no cost to you. Please contact WDMCU.
Select Employer Groups
- Michcon/DTE
- Rowe International
- Animal Clinic, Inc.
- First Assembly of God
- Johnson Construction
- TopCare Cleaning
- Pro-Ben, Inc.
- CPA Group, P.C.
- Middleton Printing & Label Company
- Newhall Reformed Church
- Knapp Charter Academy
- Kole Roofing
- T&S Cleaning
- Kent Design and Manufacturing
- CU*Answers
- Genesis Packaging
- VanTol, Magennis & Lang, Inc.
- MCN
- Word Data Supply
- Pre-Fit Door, Inc.
- Otis Spunkmeyer
- Xtend
- GR Fire Co.6
- Member Value Network
- Sharpe Collection
- Furniture Row Outlet
- Net Penny.net
- Logan's Restaurant
- Pioneer, Inc.
- DJ's Lawn Service
- Kaeser & Blair, Inc.
- Grand Rapids Freight Handlers
- Dean Transportation
- Saint Dominics Parish
- Slender Lady of Grandville
- Alternative Entertainment, Inc.
- Anchor Used Auto & Truck Parts
- Martin & Sons Scales, Inc.
- Grapevine
- Parker Engine
- Terry Berry
- Integra Printing
- Commercial Prod.
- Grapids Irrigation
- Rose Machines
- Commercial Equipment
- Seven’s Paint
- Northeast Cat and Dog Hospital
- Bazen Electric
- Elteck Inc.
- Mateco Drilling
- Grand Rapids Label
- Burke Porter
- Michigan Shipper
- Kent Manufacturing
- Dominican Sisters
- Clipper Belt
- Anchor Electric
- Etheridge
- West Michigan Tree Service
- Spectrum Industries
- Dematic/Siemens
- Classic Die
- West Side Beer
- Macdonald’s Ind. Plastic
- Paul Goebel Group
- Pella
- Java Manufacturing
- Knapt & Vogt Manf.
- Yale Material
- Klise Manf. Co.
- Paulstra
- Tenderlawn
Tiered Services
We believe in rewarding you for establishing a solid business relationship with the credit union. That's why we are offering special tiered benefits to our members!
Your tier level is determined by services and balances at the end of the previous month. The more services you use, the more it pays! If you do financial business elsewhere, you will get more benefits if you transfer your accounts to Western Districts Members Credit Union. If you have any questions concerning what tier you are in, contact the credit union.
Basic Tier: 0 - 400 points
- 5 free ATM transactions
- Free starter checks
- Free CU*EasyPay*
- Unlimited It's Me 247 minutes.
Silver Tier: 401 - 650 points
- 7 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free CU*EasyPay*
- Free emergency replacement checks
- Unlimited It's Me 247 minutes.
Gold Tier: 651 - 950 points
- 8 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free emergency replacement checks
- Free credit union checks (Max 5 per day)
- Free money orders
- Free history print outs
- Free Single Travelers Checks
- Free CU*EasyPay*
- Unlimited It's Me 247 minutes.
Platinum Tier: 951+ points
- 10 free ATM transactions per month
- Free check cashing
- Free starter checks
- Free emergency replacement checks
- Free credit union checks (Max 5 per day)
- Free money orders
- Free history print outs
- Free Single Travelers Checks
- Free CU*EasyPay*
- Unlimited It's Me 247 minutes.
- 1/4% CD renewal incentive on auto renewals
Tiered Services Points
The chart below shows the point value for each credit union service. Your account is reviewed at the end of each month and points are rewarded the first day of the following month.
| Credit Union Services | Points |
|---|---|
| Savings | |
| Checking Account | 150 |
| Sub Share Account | 50 |
| Club Account | 50 |
| CD | 150 |
| IRA | 150 |
| Aggregate Balance up to $500 | 50 |
| Aggregate Balance up to $501-$5,000 | 75 |
| Aggregate Balance $5,001 - $25,000 | 100 |
| Aggregate Balance $25,001+ | 200 |
| Negative Account | -200 |
| Loans | |
| Home Equity Loan | 200 |
| Any Other Loan | 50 |
| Aggregate Balance $500 - $15,000 | 100 |
| Aggregate Balance $15,001+ | 200 |
| Delinquent Loan | -250 |
| Other Services | |
| ATM Card | 100 |
| Payroll Deduction of $200 or More | 100 |
| Direct Deposit of $200 or More | 100 |
| Active CU*Talk | 100 |
| Active Automatic Funds Transfer | 100 |
| Active PC Banking (It's Me 247) | 100 |
| Enrolled E-statements | 50 |
| Enrolled Bill Payment (CU*EasyPay) | 50 |
http://www.wdmcu.org/
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.Equal Housing Lender
